private function isChecksumValid()
{
$localeCode = $this->getLocaleCode();
$checksum = $this->getChecksum();
$accountIdentification = $this->getAccountIdentification();
$numericLocalCode = $this->getNumericLocaleCode($localeCode);
$numericAccountIdentification = $this->getNumericAccountIdentification($accountIdentification);
$invertedIban = $numericAccountIdentification . $numericLocalCode . $checksum;
return $this->local_bcmod($invertedIban, 97) === '1';
}